ABSTRACT
According to the capability approach of Amartya Sen poverty is not just income inadequacy. It is what people are capable of doing and what they may become in real life conditions. While micro credit focuses on income inadequacy on the fight for poverty, what is its contribution in the context of capability approach? In this study the practice of micro credit in the city of Sakarya is handled not only from the point of poverty/income inadequacy but from the point of capability approach. To do so, individual freedoms, education, health, accommodation, cultural services, information access and the improving the situation of women in family and in community are accepted as indicators of measurement